Construction Loan Services

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Construction Loan Services

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Construction Loan Services

Why You Should Choose Shepherd’s Finance

Time is precious, and time is money. Well, we help you save both time and money with our construction loan services.

Not ready to start your next big construction project because you don’t have the funds to do so? We’ll finance your project and help you make your construction dream a reality.

If you want to build an entirely new home, or even if you just want to make some improvements to a home on the market, we have the resources that you need to make it happen.

You may feel that you’re lost in the crowd in your niche area. The wealthiest builders have the financial ability to keep buying and flipping houses or building specs, yet, you feel that you’re falling behind. Becoming just another face in the crowd when it comes to your business isn’t an option.

At least, we don’t think it is.

Earn money, save time, and avoid hidden and unnecessary fees that other construction loan services may charge you. We’re here to make your life easier, not harder, and we take our job very seriously at Shepherd’s Finance!

A Message From The Owner

Think building material prices and shortages couldn’t get any worse? Think again. With housing heating up beyond historical norms and the pandemic still impacting supply, there is really no logical reason to think that spring and summer costs are going to be dropping for any kind of building material. Plan on increases in cost for most items over the next six months. Housing starts annualized for December and in January we’re approximately 20% more than historical norms. This is really the first time we have been above historical norms since 2006. And we are heading into the spring which typically has more housing starts in the north than the winter does. Also given where housing starts are, above historical norms, you should be thinking about reducing lot inventory not increasing lot inventory. Enjoy the market while it is good. Make money selling houses, but control your risk (lots without houses).

Our Experience

We aren’t new to the construction loan business.

We have worked with many great small and mid-size business owners to help them complete their construction projects. We’ve closed over 700 loans and counting, and we’ve been able to provide our clients with over $200 million in loan coverage!

A huge reason for our success is due to the experienced and hardworking team we’ve created. Every member of the Shepherd’s Finance team has years of experience in construction loan services and it shows.

We’ve perfected the art of working together to make magic happen as our team has been working together for many years. Each member knows their role, how to help others in their role, and how to shine while doing so.

The Best Place to Get a Construction Loan

Don’t let a lack of money stop you from starting your next construction project. We have a variety of loans that will fit your budget and project needs!

Our Services

No matter what your project requires, we have the loan to help you get started and see it through to completion.

Our services include…

Construction Spec Loans

If you’re ready to save time and boost your sales, a construction spec loan is the loan for you!

We don’t charge you any junk fees that other loan companies may. Anything you pay with Shepherd’s Finance is going to go straight towards your construction expenses. Plus, we don’t require title insurance.

If you aren’t quite sure where to start, let one of our experienced construction loan representatives walk you through the process! Our representatives will set up a personalized plan that will take all your unique needs into account.

Fix and Flip Loans

Flipping homes has become one of the most popular ways to earn an income with construction.

You see a home on the corner in your neighborhood that could use a little TLC so you snatch it up, flip it, and make a decent amount of money back. While home flipping is a great way to earn money, not everyone has the cash to buy a house when they need it.

That’s where we come in. We offer loans specifically for home-flippers!

We’ll finance the property 100%. You don’t have to worry about your credit score as you apply for the loan either, as we have no minimum credit score.

Shepherd’s Finance also makes the process super simple with no administration, documentation, or draw fees. If you have questions about applying for a fix and flip loan, our representatives will walk you through the process and answer your questions at every stage in the loan application!

Our Guarantee

It can be frustrating trying to apply for a loan just to feel like you’re just another number. We get that at Shepherd’s Finance.

We pride ourselves on the individual attention and time we spend with each professional we work with. This is a big investment you’re making and we want you to feel like you can count on us.

It’s our guarantee that we will create a plan that is right for you, your project, and any needs that come with that. Respect and communication are two of the most important values for us!

If you’re confused or need a little more information on the loan you’re applying for, we’d love to clear it up for you.

News and Insight

Are you completely new to applying for construction loans? Well, that’s no problem!

Not only do we have representatives on hand to answer your loan questions, but we offer resources on our website to answer your questions. If you can’t get ahold of one of our representatives when you need to learn more about applying for a construction loan, take a look at our News and Insight section.

We regularly post helpful information relating to construction and construction loans. Whether your questions are about flipping homes, construction taxes, buying or selling a home to flip, or even home prices, we have your answers.

If we haven’t answered your question on our News and Insight section yet, feel free to reach out to us by phone or email with it and we’ll get back to you as soon as possible. We always welcome questions, as others in your situation may have the same question.

Your question may just be our next article!

Ready to talk?

Connect With Us Today

If you dream of flipping a home or building a spec home, don’t put it on the backburner for any longer.

Tackle this project with our financial help today! Feel free to browse through our resources and talk with a representative before making your final decision.

We’d love to help you in any way we can. To learn more about our services, reach out to us today with any questions!

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