Construction Spec Loans
We are committed to nurturing long-term relationships with our customers. Our company offers adaptable lending solutions to drive your business’s success. Learn more about our construction spec lending program.
Our Lending Benefits
Up to 70% Loan-to-Value
No Hidden Fees
Rebate Program
Straightforward Builder Requirements
Our simple builder requirements allow us to save you time and customize your lending experience to suit the needs of your unique projects.
3 years building experience
- 5 homes built and sold
- Reasonable personal and business credit
Property Requirements
We offer lending for all kinds of building projects. If you don’t see your project type listed you can speak to one of our loan specialist or regional sales manager to make a plan for your needs.
Spec homes (presales)
Single-family detached
Townhomes
Established Builder Benefits
Repeat building projects with Shepherd’s Finance come with even more benefits. In addition to our spec construction program, we also provide our legacy builders the opportunity for lot and development loans.
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